Beacon CREDIT UNION Get Cozy With Our OBCU2022 as low as 9.49% HOLIDAY LOAN *Annual Percentage Rate (APR) as of 11/1/22; subject to change. Requires automatic payment (APAY) from a qualifying Beacon checking account. Rate, term and conditions subject to credit approval; certain restrictions apply. Maximum 24 month repayment term. Payment example: $5,000 at 9.49% (10.234% APR includes $40 document prep fee financed) for 24 months (1st payment out 45 days), equals $232.18 per month. No more than one active holiday loan may be open for any member at any time; existing holiday loans may be refinanced into a new holiday loan. Other unsecured loans (non-holiday loans) may not be refinanced into a new holiday loan. All existing underwriting parameters for unsecured loans apply to the holiday loan promotion. Offer expires 1/31/23. Promo code: HLDY2022 AMERICAN SHARE INSURANCE Each account insured up to $250,000. By members' choice, this institution is not federally insured. (800) 762-3136 beaconcu.org Beacon CREDIT UNION Get Cozy With Our OBCU2022 as low as 9.49 % HOLIDAY LOAN * Annual Percentage Rate ( APR ) as of 11/1/22 ; subject to change . Requires automatic payment ( APAY ) from a qualifying Beacon checking account . Rate , term and conditions subject to credit approval ; certain restrictions apply . Maximum 24 month repayment term . Payment example : $ 5,000 at 9.49 % ( 10.234 % APR includes $ 40 document prep fee financed ) for 24 months ( 1st payment out 45 days ) , equals $ 232.18 per month . No more than one active holiday loan may be open for any member at any time ; existing holiday loans may be refinanced into a new holiday loan . Other unsecured loans ( non - holiday loans ) may not be refinanced into a new holiday loan . All existing underwriting parameters for unsecured loans apply to the holiday loan promotion . Offer expires 1/31/23 . Promo code : HLDY2022 AMERICAN SHARE INSURANCE Each account insured up to $ 250,000 . By members ' choice , this institution is not federally insured . ( 800 ) 762-3136 beaconcu.org