Premier First-Time Homebuyer Loan Program First Federa Various Fixed and ARM loans available We pay all standard closing costs! -As little as 5% down payment terms available No PMI required if underwriting guidelines are met E Bank 206 W. Plymouth St, Bremen www.firstfederalbanking.com Bor rowers must meet under ting guidelines NMLS #399927, First Federal ill not pay add tional fees, such as eal estate taxes, a y type of house nsporti construction fees, private mortgage insurance premiums, prepaid interest or delivery fees