APPLY CIO NOW TOLOCOU FINANCIAL And take advantage of our Visa holiday promotion! Enjoy 0% APR* for 6 months on all purchases made between Black Friday and December 31, 2019. After the promotional period, rates will adjust to your approved contract APR (10%-21 %) APR Annual Percentage Rate. Promotional APR period valid through the June 2020 billing cycle. After June 2020 billing statement, rates will adjust to your approved contract APR (10 %-21 % ) Cardholders who are still within their introductory rate period, will adjust back to the introductory 4.9% unless your introductory APR expired during this promotional period. Certain restrictions apply. APPLY CIO NOW TOLOCOU FINANCIAL And take advantage of our Visa holiday promotion! Enjoy 0% APR* for 6 months on all purchases made between Black Friday and December 31, 2019. After the promotional period, rates will adjust to your approved contract APR (10%-21 %) APR Annual Percentage Rate. Promotional APR period valid through the June 2020 billing cycle. After June 2020 billing statement, rates will adjust to your approved contract APR (10 %-21 % ) Cardholders who are still within their introductory rate period, will adjust back to the introductory 4.9% unless your introductory APR expired during this promotional period. Certain restrictions apply.