FIRST FARMERS BANK & TRUST Member FDICBR RATES UP TO OPEN YOUR ACCOUNT AT 2.50% O% INST IDe 478756 FFBT.COM HARVEST REWARDS CHECKING APY* 2.509 APY s.01 up through $29,999 99 250% APY to 1.9696 APY $30,000.00 and over Annual Percentage Yield as of 10/1/2019 and subject to change without notice. Fees may reduce earnings. Must sign up for Onine Banking and receive eStatemens, and complete at least fifteen (15) point-of-sale (PO5) transactions which post and settle during the statement cycle to eam advertised APY If customer stops receiving eStatements, customer will be chasged a $3 mailed statement fee. Limit one account per tax reporting name Interest ters apply as folows: 2.47% interest rate and 2.50% APY applying to daly balances up to $29,999.99: 037% interest rate and APY ranging from 2.509% to 1.969% applying to the portion of the daly balance in excess of $29999.99. This example assumes a maximum total balance of $40,000 Other terms and conditions may apply Ask for details 0.05% APY* Does not meet account requirements FIRST FARMERS BANK & TRUST Member FDICBR RATES UP TO OPEN YOUR ACCOUNT AT 2.50% O% INST IDe 478756 FFBT.COM HARVEST REWARDS CHECKING APY* 2.509 APY s.01 up through $29,999 99 250% APY to 1.9696 APY $30,000.00 and over Annual Percentage Yield as of 10/1/2019 and subject to change without notice. Fees may reduce earnings. Must sign up for Onine Banking and receive eStatemens, and complete at least fifteen (15) point-of-sale (PO5) transactions which post and settle during the statement cycle to eam advertised APY If customer stops receiving eStatements, customer will be chasged a $3 mailed statement fee. Limit one account per tax reporting name Interest ters apply as folows: 2.47% interest rate and 2.50% APY applying to daly balances up to $29,999.99: 037% interest rate and APY ranging from 2.509% to 1.969% applying to the portion of the daly balance in excess of $29999.99. This example assumes a maximum total balance of $40,000 Other terms and conditions may apply Ask for details 0.05% APY* Does not meet account requirements