Inst. ID# 478756 135 Freedom Member FDIC HELOC FIRST FARMERS BANK & TRUST From home improvements to a new car, use your home's equity to finance your next investment. OUAL HOUSNG LENDER Inst. ID# 478756 135 Freedom Member FDIC HELOC FIRST FARMERS BANK & TRUST From home improvements to a new car, use your home's equity to finance your next investment. OUAL HOUSNG LENDER