Inst. ID# 478756 135 Freedom Member FDIC HELOC FIRST FARMERS BANK &TRUST From home improvements to a new car, use your home's equity to finance your next investment. DOUAL HOUSING LENDER Inst. ID# 478756 135 Freedom Member FDIC HELOC FIRST FARMERS BANK &TRUST From home improvements to a new car, use your home's equity to finance your next investment. DOUAL HOUSING LENDER