FFBT.COM FIRST FARMERS BANK & TRUST RATES UP TO Harvest3.00 % 3.00% APY $01 up through $29,999.99 3.00% APY to TReward so00000 and over 2.38% APY Does not meet account 005% APY* APY* requirements, CHECKING ACCOUNT Member FDIC Annual Percentage Yield as of 1/2/2019 and subject to change without notice. Fees may reduce earnings Must sign up for Online Banking and receive eStatements, and complete at least fifteen (15) point-of-sale (POS) transactions which post and settle during the statement cycle to eam advertised APY.If customer stops receiving eStatements, customer will be charged a $3 mailed statement fee. Limit one account per tax reporting name. Interest tiers apply as follows: 3.00 % APY applying to daly balances up to $29,999.99,0.53 % interest rate and APY ranging from 3.00% to 2.38 % applying to the portion of the daily balance in excess of $29,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply. Ask for details FFBT.COM FIRST FARMERS BANK & TRUST RATES UP TO Harvest3.00 % 3.00% APY $01 up through $29,999.99 3.00% APY to TReward so00000 and over 2.38% APY Does not meet account 005% APY* APY* requirements, CHECKING ACCOUNT Member FDIC Annual Percentage Yield as of 1/2/2019 and subject to change without notice. Fees may reduce earnings Must sign up for Online Banking and receive eStatements, and complete at least fifteen (15) point-of-sale (POS) transactions which post and settle during the statement cycle to eam advertised APY.If customer stops receiving eStatements, customer will be charged a $3 mailed statement fee. Limit one account per tax reporting name. Interest tiers apply as follows: 3.00 % APY applying to daly balances up to $29,999.99,0.53 % interest rate and APY ranging from 3.00% to 2.38 % applying to the portion of the daily balance in excess of $29,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply. Ask for details