FIRST FARMERS BANK & TRUST Everyone deserves a better bank - and a better bank account. ffbt.com 574.896.2141 Member FDIC Open Your Account Online HARVEST REWARDS CHECKING EARN UP TO % APY* APY 3.00% 0.25% Range $0 $14.999.99 $15.000- $24,999.99 $25.000 & Above 0.25% Does not meet 0.01% 0.01% account requirements APY' Range 3,00% 3.00 % - 1.89% 1.89% 127 % *Annual Percentage Yield as of 10/1/2022 and subject to change without notice. Fees may reduce earnings. Must sign up for online banking and receive eStatements and complete at least fifteen (15) point of sale (POS) transactions which post and settle during the statement cycle to earn advertised APY. Limit one account per tax reporting name. Interest tiers apply as follows: 2.96% interest rate and 3.00% APY applying to daily balances up to $14.999.99: 0.25% interest rate and APY ranging from 3.00% to 1.89% applying to the portion of the daily balance between $15.000 and $24.999.99: 0.25% interest rate and APY ranging from 1.89% to 1.27% for all balances in excess of $24,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply. Ask for details. FIRST FARMERS BANK & TRUST Everyone deserves a better bank - and a better bank account . ffbt.com 574.896.2141 Member FDIC Open Your Account Online HARVEST REWARDS CHECKING EARN UP TO % APY * APY 3.00 % 0.25 % Range $ 0 $ 14.999.99 $ 15.000 $ 24,999.99 $ 25.000 & Above 0.25 % Does not meet 0.01 % 0.01 % account requirements APY ' Range 3,00 % 3.00 % - 1.89 % 1.89 % 127 % * Annual Percentage Yield as of 10/1/2022 and subject to change without notice . Fees may reduce earnings . Must sign up for online banking and receive eStatements and complete at least fifteen ( 15 ) point of sale ( POS ) transactions which post and settle during the statement cycle to earn advertised APY . Limit one account per tax reporting name . Interest tiers apply as follows : 2.96 % interest rate and 3.00 % APY applying to daily balances up to $ 14.999.99 : 0.25 % interest rate and APY ranging from 3.00 % to 1.89 % applying to the portion of the daily balance between $ 15.000 and $ 24.999.99 : 0.25 % interest rate and APY ranging from 1.89 % to 1.27 % for all balances in excess of $ 24,999.99 . This example assumes a maximum total balance of $ 40,000 . Other terms and conditions may apply . Ask for details .