Centier BANK Improvement Loan Rates as low as APR NO FEES Centier.com/improve (APR) Annual Percentage Rate. Terms and conditions subject to change without notice. Subject to credit approval. Offer expires 5/1/2019 'No Fee applies only to owner occupied single family primary residences. Does not apply to non-owner occupied rental, Moer Second homes, duplex, multifamily, bridge loans, or temporary financing. FDIC