Leaves Are Falling, Rates Are First Federal Savings Bank LENDER 15 CD Rising SPECIAL 1.76% APY 14 APY is Annual Percentage Yield and is current as of date of publication but subject to change. $500 is required to open the account. Subject to early withdrawal penalty. Interest is compounded and credited quarterly. At maturity the CD will automatically convert to a 12 Month CD at the rate in effect at the time. See staff for details Leaves Are Falling , Rates Are First Federal Savings Bank LENDER 15 CD Rising SPECIAL 1.76 % APY 14 APY is Annual Percentage Yield and is current as of date of publication but subject to change . $ 500 is required to open the account . Subject to early withdrawal penalty . Interest is compounded and credited quarterly . At maturity the CD will automatically convert to a 12 Month CD at the rate in effect at the time . See staff for details